Stop drowning
in tabs. Pick a plan.

Bangladesh Bank requires a Student File before you can legally remit tuition or living costs abroad. Visa officers often check it.

• Required: original Offer Letter / I-20, Passport, NID
• Required: sponsor's NID, trade licence or tax returns, cost breakdown
• Most-recommended banks (Reddit): EBL and City Bank for speed
• DBBL & Sonali are cheaper but slower in dollar shortages

WES (US/Canada credential evaluation) typically marks a 3-year NU bachelor's as 3 years of UG — not equivalent to a 4-year North American degree.

• Get transcripts attested at NU One-Stop Service Centre, Gazipur
• NU must courier in a sealed, stamped envelope — WES rejects self-sent
• Fix: complete a 1- or 2-year master's in BD first → WES treats as 3+1 or 3+2
• Alt: try ECE or SpanTran — sometimes more flexible than WES

Stays > 6 months in the UK (TB) or Canada (IME) require an IOM-authorised medical. Regular hospitals do not count.

• Authorised: IOM Dhaka (Gulshan) or Sylhet
• Canada IME also at Green Crescent Health Services
• UK TB ≈ 85 USD · Canada IME ≈ 7,000–8,000 BDT
• Slots fill fast — book before your visa submission window

Normal BD debit cards cannot pay USD. You need a dual-currency card endorsed against your travel quota.

• EBL Aqua Prepaid: ~575 BDT for 3 years, no bank account required
• BRAC Agami Savers: free student account + free dual-currency debit
• Take your passport to the bank to physically endorse dollars
• Fees over $300? Call helpline to lift the limit temporarily

Most European and Asian universities require certificates legalised by the Bangladesh government in a strict order.

• 1. Verify with your Education Board (SSC/HSC) or University Registrar
• 2. MOE attestation at Shikkha Bhaban, Dhaka
• 3. MOFA attestation at Segunbagicha, Dhaka
• MOFA rejects anything that hasn't cleared MOE first

Canada IRCC and US officers don't just check that the money exists — they check it makes economic sense.

• If 40 lakh BDT lands in a sponsor account 2 months before applying → likely refusal
• Bank statement must align with sponsor's IT-10B Tax Wealth Statement
• UK rule: required funds must sit untouched for 28 consecutive days

Never buy a standard ticket. Student programmes give you 10–40 kg extra baggage and 10–20% off — the difference between fitting your life and leaving it.

• Qatar Student Club: 10–20% off, +10 kg or +1 piece, free Super Wi-Fi
• Emirates Student Offer: code STUDENT — 10% off, +10 kg / +1 piece
• Turkish Miles&Smiles Student: massive +40 kg on EU/UK routes

IOM Dhaka quietly sells discounted one-way Student Fares on Emirates, Qatar, Singapore Airlines — bookable only by email.

• Free date change is usually included
• Cannot book online — email IOMDhaka@iom.int
• Send: Passport, Student Visa, University Offer Letter to get a quote

Application fees ($75–150) hurt in BDT. Most US grad coordinators have discretion to waive them — ask, with context.

• Email the graduate coordinator directly — not the central admissions office
• Use the currency conversion frame: 'this fee is ~50% of the BD minimum monthly wage'
• Attend virtual open houses — universities often issue waiver codes to attendees